Are you an adult considering college? Have you withdrawn from school or are you hoping to transfer to a new school?
Students who have withdrawn from school without completing a degree may find themselves in some difficulty. They may owe money on student loans, but not have the degree or diploma they need to find a career that will leave them the ability to pay the loans back.
A student’s award letter may include a Federal Subsidized Direct Loan and/or a Federal Unsubsidized Direct Loan.
Each Direct Loan may be subject to an origination fee and a Federal Default fee. Repayment commences six months after the borrower is not enrolled at least half-time. Only one grace period is allowed. At the time of disbursement, enrollment must be at least half-time (6 credits or more) for all loan awards. Students are encouraged to utilize all available Federal and State financial aid resources before turning to an outside lender for a private education loan. Continue reading
Living on a budget is typically associated with pain and sacrifice. Have you heard the term “Ramen Budget”?
(Do you really want to be eating Ramen every night? Me neither… there has to be a better way!)
Here are ten simple rules to make living on a budget a bit more manageable and avoid the Ramen diet. Continue reading
With summer just wrapping up, it is important to reflect upon the great memories made. One such memory for my family and I was our first trip to the Slinger Super Speedway this past August. Continue reading